Oaktree Financial Planning

What do understand by Stock Exchange? An equity market is a company that runs a market where equities are offered for sale and bought. A company is referred to as being "listed" if its shares can be bought and sold on a stock exchange. More than one stock exchange may exist in a single nation. The Bombay Stock Exchange (BSE) and India's National Stock Exchange of India (NSE) are the two well-known stock exchanges in India. Sensex and Nifty A brief overview of the significance and calculation of the stock market indices. The Sensex, also referred to as the S&P BSE Sensitive Index, S&P Bombay Stock Exchange Sensitive Index, or BSE 30, is a free-float market-weighted stock market index made up of 30 respectable and financially sound businesses listed on the Bombay Stock Exchange. The Nifty is another well-known market index in India. The Sensex, which debuted on January 1, 1986, is regarded as the core of India's domestic stock markets. The Sensex is one of the o...

ETF v/s MUTUAL FUNDS Exchange-traded funds (ETFs) are one of the strongest investment options, and they have recently attracted a lot of attention. To the uninformed, these funds—which pool client cash to buy a diverse portfolio of bonds and stocks—might resemble mutual funds. What specifically separates the two, then? The differences between mutual funds and ETFs aren't that great. One of the significant differences between the two is that ETF shares can be purchased through a brokerage, much like stocks, as opposed to a fund management company that offers mutual funds. ETFs operate largely like index funds. Instead, these funds look like a list of investments. The customer has the option of selecting between mutual funds and ETFs based on their convenience. If he or she already has a brokerage account, buying an ETF is quite easy and practical. A mutual fund is suggested if a shareholder doesn't have a brokerage account.  What is ETF? The exchange-traded fund, or ETF, is a ty...

As the article caption says, it is very crucial as well as tricky for a beginner to decide between an agent, broker, and an online platform to buy insurance plans. Insurance is a fairly straightforward product: one pays a premium to cover the risk to receive compensation from an insurance company if an insured event occurs. In other words, it is the same as a customer paying money for goods or services in return. It is just like any other business where we witness buying and selling of goods or services. The predicted insurance payout is only different because it depends on variables the consumer cannot control. Nonetheless, the general consensus is that dealing with insurance companies is difficult and that it is a complicated subject. It's easy to understand why. The insurance company will make sure that the amount being released is justified because, if and when it pays out, the amount is significantly greater than the premium the policyholder paid. That’s why the policy contrac...

ETF vs MUTUAL FUND One of the greatest investment options, exchange-traded funds (ETFs), have recently become more well-liked. Uninitiated people could mistake these products for mutual funds because they pool client assets to buy a diverse range of bonds and stocks. However, exactly what separates the two? There aren't many differences between mutual funds and ETFs. One of the significant differences between the two is that ETF shares can be purchased through a brokerage, much like stocks, as opposed to a fund management company that offers mutual funds. ETFs perform many of the same tasks as index funds. These funds instead seem to be a collection of investments. The user has the option of selecting between mutual funds and ETFs based on their preferences. If he or she already has a brokerage account, buying an ETF is easy and practical. In the absence of a brokerage account, a mutual fund is suggested to shareholders. What is ETF? Exchange-traded funds, or ETFs, are traded as fi...

What is Financial Planning? To accomplish one's own financial goals and life objectives, one must follow a meticulous, step-by-step process called financial planning. A financial plan acts as a roadmap for reaching your present and long-term financial objectives. In general, maintaining a record of your earnings, outgoings, and assets will help you manage your money more skillfully and reach your objectives within the permitted time. "When they are set, financial goals should be relevant, time-bound, detailed, quantifiable, and achievable." The following benefits of financial planning are listed: •Setting short-term, mid-term, and long-term financial goals. •Increase life savings by deciding on discretionary income to save. •Improve the standard of living with good financial planning without compromising the current lifestyle. •Crisis management with the help of a contingency fund. One must make sure to have an emergency fund that is at least equal to six months' wort...

Who is a Financial Advisor? A financial advisor is a knowledgeable third party that works in the sector and occasionally gives advice on that when and how to invest and save money. The advisor also suggests specific investments that ought to be made as part of a comprehensive financial strategy, as well as other advice. A financial advisor assists us in making the best financial and resource management decisions, such as how much money to invest, how frequently to review, and, if necessary, taking corrective action in the event of hardship. Role of Financial Advisor in our life: Even in the worst market conditions, a good advisor will always protect your interests and never allow you to go bankrupt. He will always support you in navigating the market's uncertainties. In an emergency, he won't release go of your hands. They are specialists in using the greatest financial planning tools to manage your personal finances. They assist you in setting your financial goals, making a li...

 MUTUAL FUND – SINGLE SCHEME WITH BALANCED FUND OPPORTUNIY WHAT ARE MUTUAL FUNDS? Mutual fund is a financial instrument for pooling of money from investors sharing a common objective and invests the money in equities, bonds, money market instruments etc. The entire pool of money in mutual fund is managed by professional fund manager. The income / gains from this collective investment are distributed proportionately among the investors after any relevant costs and levies are taken into account by calculating a scheme's "Net Asset Value," or NAV. WHAT IS NET ASSET VALUE “NAV” The unit price of a mutual fund scheme is called. Mutual funds are bought or sold on the basis of NAV. NAV per unit is the market value of securities of a scheme divided by the total number of units of the scheme on a given date.  For e.g., If the market value of securities of a mutual fund scheme is ₹200 lakh and mutual fund issued 10 lakh units of ₹ 10 each to the investors, then the NAV per unit of ...

What is Financial Planning? Financial planning is a thorough process that involves setting up future financial aims and goals based on the present financial status and the resources at hand while keeping inflation in mind. Objectives can be categorized as short-, mid-, or long-term.   Types of Financial Planning? • Insurance planning : Safeguards against unforeseeable hazards related to a person's life, such as death, illness, disability, unemployment, etc. • Investment planning : Aids in setting and achieving future, realistic short-, mid-, and long-term goals using the resources at hand. • Tax planning : Decreases stress and tax obligations until the fiscal year's end. • Retirement planning : helps to plan and ensure a financially independent and healthy lifestyle with good corpus accumulation. • Liquidity planning : helps with future cash flow availability based on current income and expenses keeping inflation as a factor. • Children’s future planning : helps to plan investm...